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Why I love saving

I’ve always had a complicated relationship with saving money. It’s not that I’m a super frugal person or allergic to spending — okay, maybe I’m a little bit cheap sometimes (hah!) — but deep down, there’s something else driving me. Whenever I think about spending, I remind myself of one thing: a euro saved today

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Rent VS Buy: Spreadsheet model

If you’re planning to live in the Netherlands, you’ve probably asked yourself whether it’s better to rent or buy a house. With interest rates, property prices, and taxes constantly changing, making the right decision is not easy. To help you, I’ve created a free Google Spreadsheet that compares the financial impact of renting versus buying

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Dutch housing market between 2010 and 2025

The Dutch housing market between 2010 and 2025 underwent significant transformations shaped by economic cycles, government interventions, and shifting demographics. This period marked fluctuations from crisis recovery to soaring prices, raising questions about affordability, sustainability, and housing policy. 1. Recovery from the Financial Crisis (2010-2014) In 2010, the global financial crisis (2008-2009) still weighed heavily

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